Legal notice

Legal Status

Almagest Wealth Management S.A. (herafter AWM) is registered in the Luxembourg Trade Register under the number R.C.S. Luxembourg Nº B 15 6840. Furthermore, AWM is VAT (TVA) registered under the number LU 24 36 26 33.

AWM is authorised as per business authorisation Nº 27/15 issued by Commission de Surveillance du Secteur Financier (CSSF) to operate as a stock broker, commission agent, registrar agent, and distributor of units in UCIs able to accept or make payments pursuant to Articles 24, 24-1, 24-2, 24-3, 24-7 and 25 of the amended Financial Sector Act of 5 April 1993.

 

Terms of Use

The content of this website is issued by AWM, „we“, or „us“. By accessing the website of AWM, the user acknowledges acceptance of the terms and conditions of these Terms of Use. If you do not agree to these Terms of Use, do not proceed to further web pages of AWM.

These Terms of Use as well as the information and materials contained in the AWM website are subject to change from time to time without notice.

All queries with regard to the content of this website are to be directed to the Webmaster of AWM at webmaster@almagest.com or to

Almagest Wealth Management S.A.
Att.: Webmaster
85/87 Grand Rue

L-1661 Luxembourg
Grand Duchy of Luxembourg

 

Applicable law and competent jurisdictions

This website is governed by Luxembourg law. By visiting the site, non-Luxembourg residents formally accept the full application of Luxembourg law, without reservation.

Any litigation that may arise by reason of the use, interpretation or execution of this website is subject to the exclusive jurisdiction of the district court in and of the Grand Duchy of Luxembourg.

 

No offer

The information contained in this website is not, and should not be construed as, a solicitation or offer, or recommendation, to acquire or dispose of any investment or to engage in any other transaction, or to provide any investment advice or other financial or banking service except where this is expressly mentioned.

No legal relationship between AWM and the user exists by the sole use of this website and the information contained therein. This website is not intended to be used as a substitute for specific financial or other professional advice, nor should any persons consider it as such. The information published on this Internet site should be considered as constituting “commercial communications” within the meaning of Luxembourg’s e-commerce Act of 14 August 2000 and cannot be part of any contract. Each user should seek financial or other professional advice before using the information contained in this website.

 

Information
The information on this website has been compiled from sources that AWM believes to be reliable, but no representation or warranty is made or guarantee given by AWM or any other person as to its accuracy or completeness.

Any opinions contained in this document are those of AWM. Investment markets and conditions can change rapidly and as such the views should not be taken as statement of fact, nor should reliance be placed on these views when making investment decisions. The composition of asset mix and asset allocation may change over time.

 

Important information for US Persons
Residents of the United States, citizens of other countries who are temporarily present in the United States or other persons as defined by AWM or the legally binding documents may be subject to certain restrictions regarding the availability of services of AWM.

The material on these sites is not directed at and is not intended for US persons and is not an offer to provide, or a solicitation of any offer to buy or sell products or services in the United States of America.

 

The term „US Person“ includes:

  1. a citizen of the United States of America irrespective of his place of residence or a resident of the United States of America irrespective of his citizenship;
  2. a partnership organised or existing in laws of any state, territory or possession of the United States of America;
  3. a corporation organised under the laws of the United States of America or of any state, territory or possession thereof or
  4. any estate or trust which are subject to United States tax regulations.

No US-Person may purchase services of AWM and AWM will not accept an application to purchase services from any such person.

 

Conflicts of interest

AWM its officers, directors and employees, including persons involved in the preparation of this website, may, from time to time, but subject at all times to applicable laws and local market practices. The contents of this website may not have been distributed to all recipients at the same time.

 

Links

The website of AWM may contain links to other third-party websites. AWM does not sponsor or approve the contents of any such sites. AWM accepts no responsibility for the information provided on any such sites and assumes no responsibility for any illegal, inaccurate or incomplete content on the website to which the user has been referred, especially in cases where any damages result from the use or non-use of such incorrect information. AWM has no influence on the current and future composition of the content of websites to which the link has referred. These refer to websites beyond the control of AWM, which are run by third parties.

No third party is permitted to link any other website to this website without obtaining the prior written consent of AWM. However, AWM cannot ensure, and the user cannot assume, that such prior written consent exists for each link. In the case of persons creating such links to the website of AWM, the persons implementing those links will be responsible for them and AWM does not accept any responsibility in relation to those links.

 

Email

The user of the website is reminded that the confidentiality of e-mail messages sent via the public network cannot be guaranteed. The user shall avoid forwarding personal data or other confidential messages to AWM via e-mail. AWM or other executing agents are not liable to carry out orders or instructions submitted via public e-mail. AWM is entitled, upon the user’s request, to provide general information via e-mail to the e-mail address defined by the user. AWM shall neither be responsible nor liable for losses or damages incurred by any disappearance, transformation or delayed delivery of such a message.

 

Intellectual Property Rights

AWM retains all right, title and interest (including copyrights, trademarks, patents, as well as any other intellectual property or other right) in all information and content (including all text, data, graphics and logos) on the AWM website. Individual pages and/or sections of the AWM website may be printed for personal or internal use only, and provided that such print outs retain all applicable copyright or other proprietary notices.

All users must not, without limitation, modify, copy, transmit, distribute, display, perform, reproduce, publish, license, frame, create derivative works from, transfer or otherwise use in any other way for commercial or public purposes in whole or in part any information, text, graphics, images, video clips, directories, databases, listings or software obtained from the AWM website without the prior written permission of AWM. Systematic retrieval of content from the AWM website to create or compile, directly or indirectly, a collection, compilation, database or directory (whether through robots, spiders, automatic devices or manual processes) or creating links to the AWM website without written permission from AWM is prohibited.

Unless otherwise indicated, all opinions, analysis and estimates shown on this website are entirely those of AWM as of the date indicated and are subject to change without notice. Neither AWM nor any other person accepts any liability whatsoever for any loss howsoever arising from any use of this website or its contents or otherwise arising in connection therewith. Each user of this website shall be solely responsible for making his/her own independent investigation of the business, financial condition and prospects of investments referred to in the website.

 

Privacy Policy

AWM is committed to maintaining the privacy of every current, former and prospective client. We recognise that you entrust important personal information to us, and we wish to assure you that we take seriously our responsibilities in protecting and safeguarding this information. This Privacy Policy („Policy“) describes in detail how we deal with information that we collect on this website (the „Site“).

This Policy may be updated at any time. The use of the Site is subject to the most recent Policy. Please ensure that you regularly read the latest version of this page. The first paragraph of the Policy tells you when the last update was made.

 

Collection of information

We may collect information about you when you use this Site or when you apply for or use other services offered by AWM in the following ways: We may send cookies to your computer. Cookies are strings of information that are sent out by a website and saved in your computer. We may use session specific cookies and „web bugs“ to automatically collect data about website usage when you visit this Site, including your IP address, „click-stream“ data regarding the portions of the site that you visit and the information or other services you obtain or input (including domain name, Internet service provider, protocol, browser type, operating system etc.) („Usage Information“). This information is collected primarily for purposes of administering the Site, compiling demographic information and monitoring usage and performance of the Site. If you turn off the cookie function you may not receive all the information on the website.

If you register to use the website, we will ask you to provide us with certain information about yourself. This information may include your name, company name, title, address, country of residence, e-mail address, telephone number, account number, assets, income and financial situation. We use such information about you to verify your identity and eligibility to receive certain services, to provide information to you about services that we believe may be of interest to you, to record your interest in services that we offer, and to respond to your requests for information. We may also use cookies or web bugs on such portions of our Site to collect Usage Information, and to facilitate your movement within the Site (e.g. remembering passwords during a session and recording the country you may have elected as your country of residence).

When registering as a user of the website, you agree not to provide incorrect information about yourself nor to impersonate any person or entity, misrepresent any affiliation with any person or entity, or otherwise conceal your identity from AWM for any purpose.

We may collect information concerning the attachments you open within newsletters that are sent to you electronically.

We may also collect personal information about you from applications, forms or questionnaires you may complete or agreements you enter into with us or in the course of your establishing or maintaining a client relationship with us. If you decline to provide us with the personal information we require then we may not be able to make services available to you.

 

Security of data transfers

By using this website as a registered user, you consent to the electronic transmission of that personal information. Please note that data that is transported over an open network, such as the Internet or e-mail, may be accessible to anybody. AWM cannot guarantee the confidentiality of any communication or material transmitted via such open networks. When disclosing any personal information via an open network, you should remain mindful of the fact that it is potentially accessible to others, and consequently, can be collected and used by others without your consent. For certain services, we use strong encryption to transfer your data. In these cases you will be told separately about the treatment of this data and about the details of encryption. Your data may be lost during transmission or may be accessed by unauthorized parties. We do not accept any liability for direct or indirect losses as regards the security of your data during its transfer via Internet. Please use other means of communication if you think this is necessary or prudent for security reasons.

 

Protection, processing and use of personal data

We use your personal information to enhance the quality of the services we wish to provide to our clients or in connection with your investments through us and to maintain contact details for those with whom we deal. We restrict access to personal information about you to those employees, agents or other parties who need to know that information to provide the information to you. We maintain physical, electronic and procedural safeguards to guard your personal information, including firewalls, individual passwords and encryption and authentication technology. We do not use for purposes other than as set out above, or disclose to any third party any personal information about our clients or former clients, except with such client’s consent or as otherwise permitted or required by law.

We will retain your personal information in accordance with applicable data protection laws for so long as it is needed. You have the right to access and rectify your personal information.

Luxembourg, June 2016